Whether you are paying down student debt or saving for college, SavvyFi offers an easier way to reach your goal faster.
Open an account to benefit yourself or a loved one.
Grow your savings faster with SavvyFi's tax-advantaged 529 college fund.
Link your student loans and start paying them faster than ever!
Open an account to help your spouse, kids, grandkids, nieces, nephews...even friends!
Share your gifting link with friends and family to receive funds and supportive messages on special occasions.
Receive cash back automatically when you shop online or in-store at participating merchants
Sign up with your work email address and create your account in minutes.
Choose to tackle student debt first, open a 529 savings account, or both!
Supercharge your account with cashback rewards and gifts from friends and family.
Connected to more than 90% of all student loan servicers.
Like your retirement & healthcare plans, SavvyFi has been researched and is trusted by your employer.
Use your 529 to save for college, trade school, and more. Funds can pay for room and board, books, and most other required expenses.
SavvyFi’s 529 provider has earned Morningstar’s top honor for over ten years straight.
Sign-up in minutes with any device. It’s paperless and hassle-free.
Need help opening your account? Change your mind and need to close it? We’re only an email away.
SavvyFi is a digital web application that allows you to save for a loved one’s education and/or pay down your current student loans more quickly with cashback rewards on everyday shopping, gifts from friends and family, and for select workplaces, employer contributions.
Your employer will provide you with a link to enroll. Use your work email address or other method approved by your employer to set up an account.
It’s easy to connect your student loans with our secure widget. Simply look up your loan servicer and log in - all from the SavvyFi dashboard.
How does SavvyFi’s gifting work?
In your profile, you are given a personalized link to share with others. This allows you to easily receive gifts and messages from friends and family, which are directly applied to your linked loans or deposited in your 529 savings account. Gifts can be funded with bank accounts, credit cards, and PayPal.
With SavvyFi’s cashback rewards program, you can earn up to 30% cash back on your online, in-store, and travel purchases. You can easily link your existing cards without affecting their rewards, and you can invite friends and family to join. Cashback from purchases is automatically applied to your linked loans or 529 accounts. The program covers over 10,000 merchants, including popular brands and local businesses.
A 529 account is an investment account that allows your savings to grow tax-free if the funds are used for qualified expenses at eligible higher education institutions. This includes expenses such as tuition, room and board, and books. Tax-free growth means you get a boost on your investment earnings that wouldn’t be available otherwise.
No. 529 accounts allow employees to save for K-12 education, trade schools, apprenticeships, and two- and four-year colleges without paying taxes on investment growth.
Your 529 account beneficiary is the person you are saving for. It can be a child, grandchild, friend, yourself, or anybody else.
Your 529 account beneficiary is the person you are saving for. It can be a child, grandchild, friend, yourself, or anybody else.
If you leave your company, your 529 accounts will continue to exist and belong to you. You have the option to continue using the SavvyFi gifting, cashback, and planning features by assuming the monthly cost. Alternatively, you may discontinue using SavvyFi and access your 529 accounts directly.
Savvy Financial, Inc. (“SavvyFi”) is a web-based investment adviser. Our investment advisory services are made available to U.S. residents only. This website shall not be considered a solicitation or offering for any service or product to any person in any jurisdiction where such solicitation or offer would be unlawful. Nothing in this website should be construed as investment, legal, tax, regulatory or accounting advice. Prospective investors should consult with their own legal, regulatory, tax, business, investment, financial and accounting advisers. While distributions to cover K–12 tuition are tax-free on the federal level, state tax treatment will vary, and you should check with your tax professional for details. All investments involve risk, including the possible loss of money you invest, and past performance does not guarantee future performance.
Savvy Financial and the mark SAVVYFI are not associated with Heartland Financial USA, Inc. Savvy Financial will incorporate a legible and unobscured disclaimer on its website and any websites it owns that feature the SAVVYFI mark now or in the future.
