SavvyFi For Individuals

Simple setup, easy gifting and many ways to save.

College graduates

What Is SavvyFi?

A college education is often a big part of financial planning, but it can be extremely difficult to wrap your head around all of the unusually complicated aspects of college funds.

We created a simple financial platform that quickly sets up college savings accounts. With SavvyFi’s intuitive technology, you can easily enroll yourself, a child or a loved one in a 529 savings plan.

How We Help

$ Student debt is a $1.6 trillion problem. Yet, saving for college doesn’t have to be a chore with tons of paperwork and research. We simplified the process, and added unique features like gifting and cashback rewards to make it even better.

Savvy Features

Mobile-Friendly Platform

Easy to use application makes sign up easy for anyone on any device.

Planning Dashboard

Intuitive dashboard relieves anxiety about future planning.

Friends & Family Gifting

Loved ones have the opportunity to invest in education expenses.

Cashback Rewards

Shopping builds up savings automatically, at no cost to you.

Mobile Friendly Platform

individuals-mobile

Our web-based platform requires no app download. Simply visit the link below from any device to sign up. You’ll create an account and add a beneficiary using their social security number, name and address. Your information is encrypted and secure. There’s zero financial questions and you can get your college savings account set up easily in 5 minutes.

Planning Dashboard

SavvyFi Dashboard

See your plan come together with our intuitive dashboard. Change your contributions, invite friends and family to send gifts and track all your progress. Choose a monthly savings goal that fits within your budget.You’ll always be informed on your savings, college costs and how much your family can expect from financial aid.

Friends & Family Gifting

Send a message with a special link to your friends and family when you’re celebrating your children for reaching their goals. Your loved ones can gift any amount and leave supportive comments you can cherish for years to come.

Cashback Rewards

Put saving on autopilot with our cashback rewards program. Just link any existing credit card to your account, and each time you shop at participating merchants, you get a percent of your trip put into your 529 account. It’s quick to link and it does not interfere with your current credit card rewards program.

Frequently Asked Questions

Why should I get started with SavvyFi?

Student debt is over $1.6t. Many people want to save for college but don’t know where to start. With SavvyFi, all you need is some basic information about you and your future grad to open a 529 college savings account. Our unique features like gifting and cashback rewards help your grad look forward to a future without debt.

What is a 529 plan?

A 529 plan is an investment account that allows your savings to grow tax-free if the funds are used for “qualified expenses” at “eligible higher education institutions.” That just means you’ll get a little boost on your investment earnings that wouldn’t be available otherwise. Eligible institutions include four-year universities, community colleges, and trade schools. Qualified expenses typically cover most costs associated with attending school. Learn more at: <a href=”https://savvyfi.co/what-is-a-529/”>https://savvyfi.co/what-is-a-529/</a>

Who Can Open A 529 Plan?

Anyone! You can open an account for your child, grandchild, niece, nephew, and even the neighbor’s kid – as long as you have their social security number. If you’re looking for a head start on your savings, you can even open an account for yourself and transfer it to your child at a later date.

Can you tell me more about the account?

Your savings will be invested in a Vanguard age-based option through my529’s 529 program. Vanguard’s age-based option starts out with higher growth potential when your future grad is younger and automatically reduces risk as your child approaches college age.

What if my child does not attend college?

If your child does not attend college, there are many options for what you can do with your college savings. You can transfer your 529 account to another family member, use the funds for your own education or withdraw the funds with a 10% penalty on your earnings to give your child a head start on other important financial goals.