Save for college & pay off student debt

Anyone can start today with no money out of pocket by enrolling through your employer if they offer SavvyFi. If not, ask your HR representative today.

Who can save with SavvyFi?

Young Families

Get a jumpstart on saving by starting while your child is young.

Individuals With Student Debt

If you already have debt, you can use SavvyFi to help pay it off for good.

Everyone Else

Save for grandchildren, family or friends; anyone can open an account.

Why save with SavvyFi?

A Plan You Can Trust

Your earnings grow tax-free in a top tier 529 plan.

Age-Based Investments

Vanguard®, automatically shifts your investments based on age.

Open Accounts for Anyone

Start saving for grandchildren, friends or even your own student debt.

Planning Dashboard

Always know how your plan is coming together with our Intuitive dashboard.

Friends & Family Gifting

Simply share a link to receive gifts and messages from loved ones.

Cashback Rewards

Receive cash back that is deposited into your account when shopping at your favorite major & local merchants.

A benefit like no other

$ 0 +
Average Monthly Gifts & Cashback
$ 0 K
Received On One Birthday
0 %
Max Cash Back Per Trip

Mobile Friendly Platform

Our web-based platform requires no app download. Simply visit the link below from any device to sign up. You’ll create an account and add a beneficiary using their social security number, name and address. Your information is encrypted and secure. There’s no financial questions and you can get your college savings account set up in 5 minutes or less.

Planning Dashboard

See your plan come together with our intuitive dashboard. Change your contributions, invite friends and family to send gifts and track all your progress. Choose a monthly savings goal that fits within your budget. You’ll always be up to date on your savings, college costs, and what your family can expect in terms of financial aid.

Cashback Rewards

Put saving on autopilot with our cashback rewards program. Just link any existing credit card to your account, and each time you shop at participating merchants, you get a percentage of what you buy. It’s quick to link to your card account and it does not interfere with your current credit card rewards program.

Frequently Asked Questions

Why should someone get started with SavvyFi?

Student debt is over $1.7 trillion. Many people want to save for college but don’t know where to start. With SavvyFi, all someone needs to do is provide some basic information about themselves and their future grad to open a 529 college savings account. Our unique features like gifting and cashback rewards help their grad look forward to a future without debt without them bearing all of the responsibility.

What is a 529 plan?

A 529 plan is an investment account that allows savings to grow tax-free if the funds are used for “qualified expenses” at “eligible higher education institutions.”This includes expenses such as tuition, room and board, and books. That means individuals get a boost on their investment earnings that wouldn't be available otherwise. Eligible institutions include four-year universities, community colleges, trade schools, and private K-12 schools. Qualified expenses typically cover most costs associated with attending school. Learn more at:

Who can open a 529 plan?

Anyone! You can open an account for your child, grandchild, niece, nephew, and even the neighbor’s kid – as long as you have their social security number. If you’re looking for a head start on your savings, you can even open an account for yourself and transfer it to your child at a later date.

Can you tell me more about the account?

The savings will be invested in a Vanguard age-based option through my529’s 529 program. Vanguard’s age-based option starts out with higher growth investment options when the future grad is younger and automatically reduces risk as a child approaches college age.

What if my child does not attend college?

If the plan owner’s child does not attend college, there are many options for what they can do with the college savings. They can transfer the 529 account to another family member, use the funds for their own education, or withdraw the funds with a 10% penalty on their earnings to give their child a head start on other important financial goals.