Save for college & pay off student debt

Anyone can start today with zero money out of pocket.

Who can save with SavvyFi?


Young Families

Get a jumpstart on saving by starting while your child is young.

Individuals With Student Debt

If you already have debt, you can use SavvyFi to help pay it off for good.

Everyone Else

Save for grandchildren, family or friends; anyone can open an account.

Why save with SavvyFi?

consultant dashboard

A Plan You Can Trust

Your earnings grow tax-free in a top tier 529 plan.
market opportunity

Age-Based Investments

Vanguard®, automatically shifts your investments based on age.
employee minimum

Open Accounts for Anyone

Start saving for grandchildren, friends or even your own student debt.
consultant dashboard

Planning Dashboard

Always know how your plan is coming together with our Intuitive dashboard.

Friends & Family Gifting

Simply share a link to receive gifts and messages from loved ones.

Cashback Rewards

Receive cashback when shopping at your favorite major & local merchants.


Average Monthly
Gifts & Cashback


Received On One Birthday


Max Cashback Per Trip

Mobile Friendly Platform


Our web-based platform functions well on any device and requires no app download. Your account information is encrypted and secure. There’s zero tough financial questions, so you can get your college savings account set up easily in five minutes.

Planning Dashboard

SavvyFi Dashboard

See your plan come together with our intuitive dashboard. Choose a monthly savings goal that fits within your budget, and stay up-to-date on your savings growth, expected college costs, and how you are progressing toward your goals.

Friends & Family Gifting

Send a message with a special link to your friends and family when you’re celebrating your children for reaching their goals. Your loved ones can gift any amount and leave supportive comments you can cherish for years to come.

Cashback Rewards

SavvyFi Dashboard

Put saving on autopilot by linking any existing credit card to your account. Each time you shop at thousands of participating merchants, you’ll receive a percentage of your trip added to your 529 account. 

Frequently Asked Questions

Why should I get started with SavvyFi?

Whether you already have student debt or want to prevent a loved one from incurring it, our unique features like gifting and cashback rewards will help you accomplish your goal much more quickly.

What is a 529 account?

A 529 account is an investment account that allows your savings to grow tax-free if the funds are used for “qualified expenses” at “eligible higher education institutions.” That just means you’ll get a little boost on your investment earnings that wouldn’t be available otherwise. Eligible institutions include four-year universities, community colleges, trade schools, and K-12 institutions. Qualified expenses typically cover most costs associated with attending school and student debt. Learn more at:

Who Can Open A 529 Account?

Everyone! You can open an account for your children, grandchildren, nieces, nephews, and even the neighbor’s kid – as long as you have the future grad’s social security number.

If you have student debt, you can even open an account for yourself and use SavvyFi’s cashback rewards feature to pay down your debt more quickly.

Can you tell me more about the account?

Your savings will be invested in a Vanguard enrollment-date option through my529’s 529 program. Vanguard’s enrollment-date option starts out with higher growth potential when your future grad is younger and automatically reduces risk as they approach college age.

What if my child does not attend college?

If your child does not attend college, there are many options for what you can do with your college savings. You can transfer your 529 account to another family member, use the funds for your own education or withdraw the funds with a 10% penalty on your earnings to give your child a head start on other important financial goals.

Contact Us

If you have additional questions about SavvyFi or just want to speak to one of our representatives, please fill in your information below and someone will get back with you shortly.