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Six in ten teachers borrowed for their education. The debt follows bus drivers, cafeteria staff, and paraprofessionals too. Here is what it actually takes to help the people who keep a school running.
As the SAVE forbearance window closed, SavvyFi coaching helped borrowers in default, in collections, and stuck in forbearance find paths to major forgiveness in September 2026, including one projected for more than $520,000.
Borrowers across the country are watching their PSLF payment counts drop or freeze, and it isn’t because they did anything wrong. Here’s what’s actually happening and how to document it before it costs you months of credit.
SavvyFi coaching helped borrowers unlock an average of $89,375 in projected forgiveness in August 2026, lower payments by $730 a month on average, and discover forgiveness credit they didn’t know they’d already earned.
At SavvyFi, our coaches have spent recent months walking borrowers off SAVE and onto a legal income-driven repayment (IDR) plan like PAYE, IBR, ICR, or the newer RAP. The difference between the people who moved early and the people still waiting isn’t luck. It’s a handful of specific, unglamorous steps taken before the deadline instead of after it.
Camille felt overwhelmed staring at $228,000 in student loan debt. Like many public service workers, life got busy and her loans fell to the bottom of the list. Here’s how her story started, and why it matters.
SavvyFi coaching helped borrowers unlock an average of $86,120 in projected forgiveness in July 2026, cut monthly payments by $681 on average, and shorten timelines by more than three years, proof there is no one typical borrower.
– Article originally posted by our partners at PracticeLink – If you’re a physician carrying six-figure student debt and working at a nonprofit hospital or academic center, your PSLF tracker may not be telling the whole story. Here’s what doctors need to know – and what one plastic surgeon discovered when she finally looked closely with SavvyFi.
A good salary doesn’t automatically mean your student loan payment was manageable. For borrowers whose fixed payments never fit their actual budget, default can happen quietly and the consequences don’t care what you earn. Here’s what high-income borrowers in default need to know.
The Department of Education’s new 1% autopay interest rate cut took effect July 1, 2026. If you receive employer student loan contributions, enrolling without a plan can cost you. Here’s what to coordinate before you opt in.
