If you’re in default on federal student loans, the government can take your entire tax refund (including your Child Tax Credit and Earned Income Tax Credit) before it ever reaches your bank account. Here’s what’s happening in 2026, how wage garnishment is different, and what to do right now.
Student loan repayment is more complicated than ever. In May, SavvyFi helped borrowers uncover an average of $130,200 in projected loan forgiveness, reduce monthly payments by $984, and accelerate forgiveness timelines by 3.5 years. Learn how personalized student loan coaching helped borrowers navigate PSLF, income-driven repayment plans, default resolution, and forgiveness opportunities.
Most borrowers don’t sign up for help because of how much they owe. They sign up because they’re tired of not knowing. From confusion about repayment plans to uncertainty around forgiveness, this is the moment when clarity, confidence, and a real plan that SavvyFi helps build finally replace years of guesswork.
Student loan default doesn’t just affect your balance—it can impact your credit, income, and access to key repayment options. Here’s what happens when loans go into default and why taking action sooner matters.
Student loans are confusing, but they don’t have to be. In April, SavvyFi helped borrowers lower payments, accelerate forgiveness, and finally feel in control. Here’s what changed.
Teachers often get grouped into the same student loan conversation—but no two situations are alike. In one week of coaching calls, five educators revealed five very different challenges: missed PSLF credits, unaffordable payments, repayment plan confusion, and financial stress. Their stories highlight why personalized student loan guidance matters more than ever.
Get out of student loan default faster. Learn how real borrowers regained access to school, lowered payments, and took control with SavvyFi’s expert guidance.
See how SavvyFi helped borrowers navigate PSLF, SAVE forbearance, and student loan forgiveness—with real results and insights from March.
Public Service Loan Forgiveness, Parent PLUS loans, and student loan default are some of the most confusing areas of federal student loans. This guide answers the most common questions borrowers search online and explains how to get expert help navigating PSLF eligibility, Parent PLUS forgiveness options, and resolving default.
