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  • Benefits for all Employees
  • Tax Free & Tax Deductible

Get Out of Student Loan Default - Fast

Stop feeling stuck. Get a clear plan, take action in one session, and move forward with your life.

Book Your 5–10 Minute Screening Call

No pressure. Just clarity on your options.

Woman showing SavvyFi Education Benefits App on phone.

Default Is More Than a Loan Problem

If your loans are in default, you’re probably dealing with more than just a balance.

  • Can’t go back to school
  • Can’t access financial aid
  • Payments feel confusing or impossible
  • Credit is taking a hit
  • You don’t know where to start

You might feel stuck. Or overwhelmed. Or just tired of dealing with it. You’re not alone.

Book Your 5–10 Minute Screening Call

“I don’t have six more months.”

One borrower came to us after losing access to $9,000 in school funding because of default.


She was ready to move forward, but her loans were holding her back.

“I just want to pay it off… I don’t know how.”

Another borrower was trying to fix his loans—but was stuck juggling multiple balances, employer contributions, confusing payoff amounts & legal complications.
 
He wasn’t avoiding it. He just didn’t have a clear plan.
Confident man looking at camera

How We Help You Get Out of Default

We don’t just give you information. We help you take action.

In just one session, we will:

Review your full loan situation

Explain your options (in plain English)

Recommend the best path based on your goals

Walk you through next steps step-by-step

Help you start the process during the call

You leave with a plan AND progress.

Book Your 5–10 Minute Screening Call

There’s More Than One Way Out of Default

Most people don’t know this. You typically have two main options:

1. Rehabilitation

  • Lower payments over time
  • Takes ~9 months

2. Consolidation

  • Faster (often ~1–2 months)
  • Gets you back into good standing quickly

We help you choose the right one for your situation - not just the default option.

Book Your 5–10 Minute Screening Call

Frequently Asked Questions

“I’ve tried to fix this before.”

Most people have.
The difference?
You don’t have to figure it out alone this time.

“I don’t have time to deal with this.”
That’s exactly why we exist.
We help you move faster by:
  • Avoiding delays
  • Preventing mistakes
  • Guiding you step-by-step
“I’m not sure what I qualify for.”
That’s what the screening call is for.
We’ll help you understand:
  • Where you stand
  • What options you actually have
  • What to do next
“What if I can’t afford my payments?”
We help you explore:
  • Income-driven repayment plans
  • Employer contributions
  • Strategies to lower your monthly cost
Book Your 5–10 Minute Screening Call

What Happens Next

Step 1

Book a 5–10 minute screening call

Step 2

We assess your situation together

Step 3

If it’s a fit, you’ll move forward with a full strategy session

Step 4

Get your plan + take action

You don’t have to stay stuck. There is a way out of default.

The hardest part is knowing where to start. We’ll help you take the first step.

Book Your 5–10 Minute Screening Call