January by the Numbers: How SavvyFi PSLF Coaching Changed Lives in One Month

Impact of SavvyFi Student Loan Coaching: January 2026

From January coaching sessions alone, SavvyFi helped employees make meaningful progress toward forgiveness:

• $92,850 in average projected loan forgiveness per person

  • Range: $3,500 to $445,000

• 23 months shaved off the average expected forgiveness timeline

  • Range: 0 to 96 months
    

  • You read that right – 96 months! That’s 8 years sooner than one person expected to have their loan balance forgiven.

For many borrowers, this wasn’t about discovering a brand-new benefit. It was about finally understanding the one they already qualified for and having a clear, confident plan to reach forgiveness faster.

And, for one borrower, we shortened her time til forgiveness by 5 years and lowered her monthly student loan payment by $1,837. Imagine what you could do with those funds freed up in your monthly budget – tackle other debt, save for a downpayment, save for retirement, or maybe just breathe for a bit!

Confidence Replaces Confusion

After their sessions, 100% of respondents who completed our post-session survey reported feeling clearer and more confident about their student loan path forward.

That clarity matters. When people understand their options, deadlines, and next steps, the stress that follows them into work and home life starts to lift.

Here’s how participants described their experience:

“Very thorough and knowledgeable about loan processes. Simplifies it for me.”
— Shontae W, Nonprofit Administrative Coordinator, Midwest

“All questions answered and reassurance given.”
— Nonprofit Medical Group Employee, Southwest

“Navigating the process of student loan forgiveness can be very difficult and intimidating. It’s incredibly helpful to have a team of experts at your side to help evaluate the best approach for your circumstances.”
— Alex H, Nonprofit Department Director, Midwest

“Great service and experience.”
— Nonprofit HR Director, Midwest

Why SavvyFi PSLF Coaching Works

PSLF isn’t one-size-fits-all. Life changes. Marriages, children, job transitions, income shifts all affect repayment strategy and forgiveness timelines. Coaching gives employees a trusted space to:

• Confirm they’re on the right repayment plan

• Understand tradeoffs (like filing status or consolidation)

• Catch missing certifications before they become costly

• Build a realistic timeline they can actually believe in

For employers, this translates into more than numbers. It means reduced financial stress, stronger engagement, and employees who feel supported — not left alone to figure out a complex system. As one of our clients noted: “As our company qualifies us for PSLF, having assurance and assistance in working toward this goal makes me want to stay with this company.“

Looking Ahead

January’s outcomes are worth celebrating – not just because of the dollars forgiven or months saved, but because of the relief, confidence, and momentum employees gained.

We’re proud of the impact our coaching team makes every day, and grateful to partner with organizations that believe supporting their people includes helping them navigate one of the most confusing financial challenges they face.

Here’s to more clarity, more forgiveness, and more breathing room in the months ahead!